Skip to Content

Golden State Farm Credit has a Funds Held account program, which is an interest-bearing trust account that offers a market-competitive cash management option for borrowers. By setting up a Funds Held account, you can keep your cash liquid for your agriculture operating needs while also earning a market rate of return. Funds Held is a unique money-management benefit that is only offered at Farm Credit.
 
How Funds Held Accounts can be used

  • Make a loan payment
  • Apply funds to your account
  • Pay taxes or insurance
  • Use for other agricultural purpose

Who's eligible?

  • Any GSFC primary borrower who has a loan
  • Borrower can invest up to the amount of their principal or total loan commitment balance and earn interest on their funds

Interest rate

  • Determined by GSFC
  • Interest on the accounts is compounded annually
  • The interest rate paid on the account will be established by the Association’s Asset Liability Committee.

How to add of withdraw funds

  • Call the office to request a check or payment via Automated Clearing House (ACH)
  • Use Online Banking

About Funds Held Accounts

  • No withdrawal penalty
  • Not a depository account
  • Uninsured and at the risk of loss
  • Funds are protected by the commitment and financial condition of GSFC

Reporting

  • Interest earned is reported annually to you and the IRS on Form 1099-INT

Golden State Farm Credit reserves the right to limit participation in the Funds Held Account Program. For more information about our Funds Held Accounts Program, call 800.834.8698.

Contact Us

Fill out my online form.